Credit & Marketing Officer - Emerging Product Unit

Company Description. Bridge Credit Limited is a leading consumer credit company in Nigeria, providing convenient and easy access to personal and business loans. The organization focuses on helping individuals meet personal financial obligations, acquire assets, and obtain working capital to grow income and improve their standard of living. Bridge Credit Limited reshapes the non-bank financial sector through innovative, customer-focused solutions that reduce bureaucracy while maintaining strong credit discipline.

Role Description. The Credit & Marketing Officer – Emerging Product Unit is a full-time hybrid role based in Ikeja, with flexibility for some work-from-home arrangements. This role involves: Driving sales and business development in the newly set up Emerging Products Unit for the following products - SME Lending, Compressed Natural Gas (CNG) Engine Conversion Financing, Local Purchase Order, Invoice Discounting, and Solar Acquisition Financing. Conducting credit assessments for prospective and existing customers, preparing and reviewing loan applications, and monitoring loan performance to ensure sound portfolio quality. The officer will support the development and promotion of emerging credit products, contribute to marketing campaigns, and engage with customers to understand their needs and provide credit advisory services. Day-to-day tasks include performing market and competitor analysis, generating and following up on leads, maintaining accurate records, and collaborating with internal teams to improve products, processes, and customer experience. The role also requires adherence to internal policies, regulatory standards, and risk management guidelines.

Qualifications

•     Minimum of 6 years’ experience in financial services sales, with at least 3 years in SME lending.

•     Strong track record of driving SME lending growth and achieving commercial targets.

•     Proven expertise in governance, risk management, and credit portfolio oversight.

•     Excellent leadership, communication, and stakeholder engagement skills.

• Ability to perform Market Research and analyze customer needs, industry trends, and competitor activities.